The Business Automation Platform Powering Successful Retail Operations

Retail and Hospitality Businesses
Pay your alcohol distributors for free – create your PaymentSource® account in minutes. Click here to get started.

America's #1 Trusted
Alcohol Invoice Data & Payments Platform for 35+ Years

From independent distributors to national retail store chains, over 320,000 businesses trust Fintech to handle what other platforms can’t.

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Retail and Hospitality Businesses Served
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Connected Distributors, Vendors, and Suppliers
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Invoices Processed Annually and Counting

Solutions Built for Your Business

Fintech identifies and removes bottlenecks that occur inside your procure-to-pay process.

Retail Stores

Take control of your inventory costs and optimize your invoice processes with powerful automation built for retail success. We help you save time, reduce inventory and AP expenses, and gain the insights needed to serve your business better.

Invoice Processing Retailers

Manage and pay all business invoices, including regulated alcohol purchases with PaymentSource®. Automate data capture, reporting, and integrate with your back-office system to receive one file with all your clean invoice data, giving you clear insights to optimize your spending and grow your business.

Eliminate upfront inventory costs and reduce shrink with our Scan-Based Trading product. Only pay for inventory that you sell, test new SKUs with low risk, improve forecasting and promotional timing, and adapt rapidly to customer demand.

Hospitality Businesses

Spend less time on manual back-office tasks and financial reporting. Spend more time in the front of the house creating exceptional guest experiences.

Automated Invoice Management

PaymentSource automates payments for food, supplies, and regulated alcohol, standardizes your invoice data, and delivers one clean invoice file directly into your back-office system for simplified reconciliation

Insights to Protect Your Profits

Fintech offers several personalized spend reports, including Cost Variance, Top Spend by Distributor, Top Spend by Product, and Expected Cost Analysis, which flags discrepancies between what you expect to pay and your invoiced costs so you can take action to balance the books.

Alcohol Distributors & Suppliers

 We have AR automation solutions for collecting alcohol invoice payments as well as tools built exclusively for suppliers to help secure placements and improve sales. 

Automated invoice payment collection

Get paid on time every time with PaymentSource. Fintech facilitates automated electronic alcohol invoice payments – including regulated COD (cash on delivery) or term payments – between you and your retail partners.

Beverage CRM & Alcohol Scan Data

Sell more confidently with a dedicated CRM that allows you to track placements, account visits, promotions, and more. Fintech also offers exclusive alcohol scan data insights to analyze competitor activity, spot emerging trends, and prioritize opportunities. 

All Other Distributors & Suppliers

Utilize Fintech as your one source for invoicing all your retail partners and transform the way you manage inventory. 

Fintech removes the burden of delivering invoices, collecting payments, and reconciliation across accounts. Send one invoice file to Fintech and we'll format and send individual invoices to your various trading partners. Collect electronic invoice payments through Fintech or continue to receive invoice payments through your existing AR system.

Use our Scan-Based Trading product to receive accurate, reconciled POS sales and delivery data that creates better retailer collaboration. Gain access to SKU- and store-level insights to improve inventory forecasting and production, reduce shrink, and increase margins with proactive exception detection.

Solutions Built for Your Business

Fintech identifies and removes bottlenecks that occur across your order-to-pay process using automation technology.

Take control of your inventory costs and optimize your invoice processes with powerful automation built for retail success. We help you save time, reduce inventory and AP expenses, and gain the insights needed to serve your business better.

Effortless Invoice Processing

Invoice Processing Retailers

Manage and pay all business invoices, including regulated alcohol purchases with PaymentSource®. Automate data capture, reporting, and integrate with your back-office system to receive one file with all your clean invoice data, giving you clear insights to optimize your spending and grow your business.

Smarter Inventory Management

Retailer Scan-Based Trading

Eliminate upfront inventory costs and reduce shrink with our Scan-Based Trading product. Only pay for inventory that you sell, test new SKUs with low risk, improve forecasting and promotional timing, and adapt rapidly to customer demand.

Spend less time on manual back-office tasks and financial reporting. Spend more time in the front of the house creating exceptional guest experiences.

Automated Invoice Management

PaymentSource automates payments for food, supplies, and regulated alcohol, standardizes your invoice data, and delivers one clean invoice file directly into your back-office system for simplified reconciliation

Insights to Protect Your Profits

Insights to Protect Your Profits

Fintech offers several personalized spend reports, including Cost Variance, Top Spend by Distributor, Top Spend by Product, and Expected Cost Analysis, which flags discrepancies between what you expect to pay and your invoiced costs so you can take action to balance the books.

 We have AR automation solutions for collecting alcohol invoice payments as well as tools built exclusively for suppliers to help secure placements and improve sales. 

Automated Invoice Payment Collection

Automated invoice payment collection

Get paid on time every time with PaymentSource. Fintech facilitates automated electronic alcohol invoice payments – including regulated COD (cash on delivery) or term payments – between you and your retail partners.

CRM & Alcohol Scan Data Insights

Sell more confidently with a dedicated CRM that allows you to track placements, account visits, promotions, and more. Fintech also offers exclusive alcohol scan data insights to analyze competitor activity, spot emerging trends, and prioritize opportunities. 

Utilize Fintech as your one source for invoicing all your retail partners and transform the way you manage inventory. 

Automate Your AR Processes

Fintech removes the burden of delivering invoices, collecting payments, and reconciliation across accounts. Send one invoice file to Fintech and we’ll format and send individual invoices to your various trading partners. Collect electronic invoice payments through Fintech or continue to receive invoice payments through your existing AR system.

Manage Your Inventory

Use our Scan-Based Trading product to receive accurate, reconciled POS sales and delivery data that creates better retailer collaboration. Gain access to SKU- and store-level insights to improve inventory forecasting and production, reduce shrink, and increase margins with proactive exception detection.

Integrate Invoice Data

Built to Integrate with Your Systems

With more than 1,200 managed integrations, Fintech seamlessly exchanges invoice, payment, and remittance data across your ecosystem. Supporting EDI, APIs, CSV, and custom file formats, we enable secure, reliable data flow between our clients, their financial systems, and their trading partners.

Your State-by-State Alcohol Compliance Reference Guide

Credit terms, age requirements, delivery rules, and distributor details — everything you need to stay compliant, in one place.

US Map Alcohol Regulations
Alcohol Regulations

Empowering growth through client focus and innovative solutions.

I am ecstatic over Fintech. It has completely changed the way we receive payments in the best way possible. I look forward to more and more of our customers transition to the platform.

Susan Beckman

Controller

Hitching Post

We use Fintech’s PaymentSource to automate invoice data entry from 43 vendors. Today that’s data from 7,500 invoices monthly received without manual entry mistakes. This automation saves our Pricebook Management and Internal Auditing teams 10-15 hours every week in each department, not to mention the hours saved for our AP team.

Pam Miller

Operations Controller

sprint mart logo

Thanks for helping us bring Ingles Markets on board with Fintech. The time savings for our drivers, receivers, and money‑order processing will help our organization so much. We’ve worked toward this for years, and we’re thrilled to see it finally happen.

Trendi Vita

Accounts Receivable

Caffey Distributing Logo

Fintech has helped as grow by allowing us to manage our back-office headcount effectively. Over the past two years, we've added 20 locations without expanding our finance department. As we transitioned vendors to automation and EDI our workload concerns eased, and we are able to scale efficiently while maintaining a lean operation.

Terry Valdivieso

Chief Financial Officer

Atlantis

First, let me say, you and your team over at Fintech have been doing a phenomenal job at getting our customers set up for EFT. I realize what an undertaking it is, and I marvel at the skills and efficiency of the Fintech team for pulling off this enormous task.

Deanna Soulliere

Office Manager

Fintech has helped streamline our ordering and record-keeping process. Prior to coming on-board, we were managing accounts across 4 major distributors - each with a different delivery schedule and invoicing system. Fintech keeps things tidy in the backend by providing a centralized location for billing and order records, saving our accounting team time and energy.

Margaret Cooper

Director of Events and Logistics

Mickey's Black Box

Accounting departments love using Fintech. Its line-item integration into different systems make invoice and data tracking simple. Fintech can take invoices with mixed payment rules, for example if there is a 30-day payment processing rule for beer and wine but cash-on-delivery for liquor, and pay them accordingly and automatically. Its master login for all accounts is a game changer. I honestly don’t see a downside.

Stacy O'Fallon

Certified Managerial Accountant & Owner

Fintech In the News

Retail Touch Points Logo

How Floral Wholesaler Fantasy Farms Meets Mother’s Day Demand

“The not-so-secret benefit of SBT for wholesalers and suppliers is that it can provide a treasure trove of data — not just overall sales figures delivered after the holiday but near-real-time, store-level sales data”

Read Full Article on Retail Touch Points →

FSR logo

On-Premise Beer Trends and the $300 Million Shift Back to the Taproom

“Restaurants and bars grew their share of beer purchases by more than $300 million last year, a 2.6 percent year-over-year increase.”

Read Full Story on FSR Magazine →

Scan-Based Trading: A Strategy for High-Shrink Categories

“Innovative inventory management strategies, such as scan-based trading (SBT), are being deployed to more effectively manage the retailer and supplier relationship.”

Read Full Story on Fintech Buzz →