Privacy Policy

Last Updated: April 2, 2024

Please read this Privacy Policy carefully to understand how FINANCIAL-INFORMATION-TECHNOLOGIES, LLC (“fINTECH,”, “Lilypad”, “OUR,” OR “we”) collects, STOREs, USEs, SHAREs, AND OTHERWISE processes your data (which includes, WITHOUT LIMITATION, personal DATA and Personal Information as defined by applicable law (collectively, “Personal Information”)) in connection with your access to and use of the Website. By accepting OUR or otherwise accessing or using the Website, you are also accepting this Privacy Policy, which is hereby incorporated into and made a part of OUR Terms of Use by this reference. Capitalized terms used, but not defined, in this Privacy Policy have the meaning set forth in the Terms of Use.

When accessing and/or using the Website, you may also be subject to the privacy policies of third parties, which privacy policies Fintech does not review or control.  Please read such third party privacy policies carefully. You agree that Fintech has no responsibility or liability for the actions or omissions of such third parties.

If you have any questions regarding our Privacy Policy or data privacy practices, you may contact us at:

Fintech

Financial-Information-Technologies, LLC

3109 W. Dr. Martin Luther King Jr. Blvd., Suite 200

Tampa, FL 33607

Phone: 1-800-572-0854

info@fintech.com  

Information We Collect

Information Provided at Registration

To access and use the Website, you must register by entering your first name, last name, title, ROLES, business email, business name, type of business, number of business locations, your phone number, and other information that assists in providing you with access to and use of the Website. This user data is necessary for us to provide you with access to and use of the Website and to facilitate and complete transactions through the Website.

Payment Information

To facilitate processing payments, you need to provide a payment method and the following information: name, entity name, billing address, residential address, credit card or banking information, and such other applicable information as requested by our third party payment service. If your payment method information changes (e.g., card number, account number, routing number, expiration date, CVV), then our third party payment service may require additional information from you. This data is necessary for our third party payment service to process payments and donations for transactions through the Website.

Additional Information Provided Through the Website

Additional information may be requested and provided through the Website to facilitate transactions, which may include, but is not limited to, creation of a username and unique password and other information described in this Privacy Policy. This data is necessary to facilitate and complete transactions through the Website.

Review and Modification of Personal Information

You can review or modify the Personal Information previously provided at the registration site by editing your profile on the Website. You acknowledge that we will use reasonable efforts to delete user information when requested but that some residual information may remain because of backup files and deletion logs.

Information Collected Automatically

To provide functionality for and improve our Website, as well as to comply with our Terms of Use, we use cookies, analytics, and other tracking technologies to automatically collect certain information, including Personal Information. Information we automatically collect includes, without limitation, internet protocol (IP) addresses, internet browser type, characteristics of your device and software, domain names of your internet service provider, your precise or approximate geographic location as determined by the device you are using, a record of your usage of the Website, and the time of your usage.

We use cookies to process the information you provide and to facilitate transactions through the Website. Cookies are also used to help us track website traffic, so that we can improve our user experience and functionality of our Website and understand and save your preferences for future visits.  We may also use trusted third party services that track this information on our behalf.

Google is one of the third party services on the Website. Google uses cookies, known as DART cookies, to serve ads to Users based on their visits to the Application and other applications and websites on the internet. Users may decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at https://policies.google.com/technologies/cookies.

Cookies are small files that, if you allow or enable, a website or its service provider can transfer to your device’s hard drive through your web browser that enables that website or service provider system to recognize your browser and capture and remember certain information.  You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your web browser’s settings. Each web browser is different, so review your web browser’s Help menu to learn the correct way to modify your cookies. Please note that if you disable cookies, some features of our Website will be disabled and may not function properly or may not be available to you.

Surveys

From time to time, we include survey forms on our Website asking users for contact and demographic information (such as postal code, age, or size of your company). We use the responses from the surveys to better understand your needs and to create other websites that respond to your interests. You may opt-out of participating in follow-up surveys. We will not disclose survey response information to companies or individuals outside of Fintech.

Non-Personal Information

We collect, create and process de-identified and aggregated information and other non-Personal Information, which is not related to an identified or identifiable natural person (“Non-Personal Information”). You agree that Fintech or its licensors and service providers, owns, without restriction, all Non-Personal Information and that you have no rights in or to any Non-Personal Information.

California Notice at Collection of Personal Information              

Fintech or its licensors and service providers, and each of their affiliates, collects, and has collected within the last twelve (12) months, the following categories of Personal Information from California consumers.

How We Use Your Data

Generally

We use data to:

• create a sign on for access to the Website;
• provide the Website;
• process payments;
• interact with users and provide users with customer service and technical support;
• provide users with a tailored experience when using our Website;
• enhance functionality of our Website;
• verify user identity and enable means to protect data and other information against unauthorized access, loss, destruction, or alteration;
• solicit user feedback;
• identify usage trends and for data analytics;
• determine the effectiveness of our promotional campaigns;
• evaluate and improve our websites, products, marketing and your customer experience; and
• send notifications pertaining to user requests or reservations.

Processing

We may process data for one or more of the following reasons:

• a legitimate business interest, such as providing you with access to and use of the Website;
• performing obligations pursuant to our Terms of Use;
• creating a contact list for distributors and retailers to connect with each other;
• protect your vital interests or the vital interests of another person or entity;
• compliance with a legal obligation; and/or
• other specific purposes which you have requested or for which you have given consent to the processing of your data.

Marketing and Communications

From time to time your data may be used to contact you with Fintech’s promotional materials, newsletters, marketing or other information that may be of interest to you based on your preferences. You may be contacted by the phone number or e-mail address you provide to us.  We may contact you in this way based on our legitimate interest in undertaking marketing activities to provide you with the most up-to-date information on our Website and other products and services you may be interested in based on your preferences. By using the Website, you agree to receive text messages and/or e-mails, whether from the Website, directly from Fintech, or another user, related to service or customer support requests, and Fintech’s promotional materials, newsletters, marketing, or other information that may be of interest to you based on your preferences.  Standard messaging rates may apply.  You further agree that:

BY ACCEPTING OUR Terms of Use (WHICH INCLUDES THIS PRIVACY POLICY) OR ACCESSING OR USING THE WEBSITE, YOU HEREBY PROVIDE US, AND OUR WEBSITE PROVIDERS, WITH EXPRESS CONSENT TO CONTACT YOU ON YOUR TELEPHONE, INCLUDING, BUT NOT LIMITED TO, LEAVING VOICE MESSAGES AND SENDING TEXT MESSAGES, AND TO SEND E-MAILS, WITH NOTIFICATIONS, INFORMATION, AND OFFERS RELATED TO US AND/OR THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, NOTIFICATIONS PERTAINING TO NEWSLETTERS AND ADVERTISING, MARKETING, AND/OR PROMOTIONAL OFFERS. BY SUBMITTING A REQUEST OR INQUIRY FOR THIRD PARTY WEBSITES OR OTHERWISE INTERACTING WITH ANY THIRD PARTY THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, OTHER USERS, YOU HEREBY PROVIDE US, AND THE APPLICABLE THIRD PARTY, WITH EXPRESS CONSENT TO CONTACT YOU BY TELEPHONE, INCLUDING, BUT NOT LIMITED TO, LEAVING VOICE MESSAGES AND SENDING TEXT MESSAGES, AND TO SEND YOU E-MAILS, WITH NOTIFICATIONS, INFORMATION, AND OFFERS RELATED TO US, THE WEBSITE, YOUR USE OF THE WEBSITE, THE THIRD PARTY, AND THE THIRD PARTY WEBSITES. BY ACCEPTING OUR Terms of Use (WHICH INCLUDES THIS PRIVACY POLICY), ACCESSING OR USING THE WEBSITE, SUBMITTING A REQUEST OR INQUIRY FOR THIRD PARTY WEBSITES, OR OTHERWISE INTERACTING WITH ANY THIRD PARTY THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, OTHER USERS, YOU ARE ALSO EXPRESSLY AGREEING TO RECEIVE FUTURE CALLS, TEXT MESSAGES, VOICE MAILS, AND E-MAILS THAT DELIVER ADVERTISING AND TELEMARKETING MESSAGES THAT ARE GENERATED THROUGH AN AUTOMATIC TELEPHONE DIALING SYSTEM OR AUTO-DIALER, AND ARE CONSENTING TO RECEIVING MESSAGES THAT COME VIA AN ARTIFICIAL OR PRE-RECORDED VOICE MESSAGE OR THAT COME IN THE FORM OF A MASS TEXT MESSAGE MAILER. THE TERMS OF THIS PROVISION ARE NOT A CONDITION OF YOUR REGISTRATION FOR, OR USE OF, THE WEBSITE. THIS PERMISSION CONSTITUTES PRIOR EXPRESS WRITTEN CONSENT UNDER THE TELEPHONE CONSUMER PROTECTION ACT. THIS CONSENT APPLIES EVEN IF YOU ARE CHARGED FOR THE CALL UNDER A PHONE PLAN. YOU ACKNOWLEDGE AND AGREE THAT MESSAGE AND DATA RATES (FOR EXAMPLE, FROM YOUR NETWORK PROVIDER) MAY APPLY. YOU ARE RESPONSIBLE FOR ANY CHARGES THAT MAY BE BILLED BY THE COMMUNICATIONS CARRIERS.

At any time, you may opt out of receiving all or certain future communications from us. To do so, please edit the E-Mail Settings on our Website by removing the checkmark in the box labeled, “Fintech can inform me about new services/opportunities.”

Non-Personal Information

Because Non-Personal Information cannot be used to personally identify you, you agree we may use such information for any lawful purpose.

Information Sharing and Disclosure

Generally

We do not share or otherwise transfer your data to other users and to trusted third parties, except for sharing your data with trusted third parties who assist us in operating and providing our Website, and to provide the services offered on our Website. We may also share your data when we believe sharing is necessary to comply with applicable law, enforce our policies (including, without limitation, our Terms of Use), or protect our or others’ rights, property, or safety.

Third Party Website Providers

We may share your data with third party service providers, or other trusted third party companies and individuals, to provide, analyze, and improve the Website, facilitate services through the Website, process payments, analyze use of our Website, perform database management, perform analytics, and produce statistics on the Website, or deliver other requested services and features to you. These third party service providers may include, but are not limited to, payment processors, internet service providers, hosting providers, Website developers, and cloud computing providers. These third party service providers are contractually bound to only process the limited data we provide them to perform specific tasks at our direction. These third party providers are bound to maintain the data they receive from Fintech in accordance with this Privacy Policy.

Other Third Parties

We may also share your personal information by selling it to third parties, subject to your right to opt-out of those sales. Our personal information sales do not include information about individuals we know are under age 18. In the preceding twelve (12) months, Fintech has not made any disclosures or sales of personal information to third parties.

Subsidiaries and Affiliates

We may share your data with Fintech’s subsidiaries and/or affiliates for purposes consistent with the Terms of Use. Our subsidiaries and affiliates are bound to maintain the data they receive from Fintech in accordance with this Privacy Policy.

Business Transfers

From time to time, Fintech may buy or sell assets or businesses. In the event of a corporate sale, merger, reorganization, dissolution, or similar event, data may be part of the transferred assets. You acknowledge and agree that any assignee or other successor to Fintech (or Fintech’s assets) will continue to have the right to use your data and other information in accordance with the terms of the Terms of Use, including this Privacy Policy. If the privacy policy of any such assignee or successor will apply to your data, we will notify you before your data is transferred and becomes subject to a different privacy policy.

Legal Requirements

As we may determine in our sole discretion, we may disclose data if required to do so by applicable law, including, without limitation, responding to a subpoena or request from law enforcement, court, or government agency, or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect or defend our rights, interests or property or that of third parties, (iii) prevent, investigate, or identify possible wrongdoing in connection with the Website, (iv) act in urgent circumstances to protect the personal safety of customers, users, or the public, or (v) protect against legal liability. Unless restricted by applicable law, we will inform the applicable user of such request before sharing the data for this purpose.

Non-Personal Information

Because Non-Personal Information cannot be used to personally identify you, we may share such information for any lawful purpose.

Your Rights Regarding Your Data

In some jurisdictions, you may have the right to request (i) what data we collect, store, use, share, or otherwise process, (ii) rectification of inaccurate data, (iii) erasure/deletion of your data, (iv) restriction on the sharing or other processing of certain data, and/or (v) that your data be transferred. According to the law of certain jurisdictions, you may also have the right to (i) object to our processing of your data, (ii) withdraw your consent to our processing of your data, (iii) opt-out of the sale of your data, and/or (iv) not receive discriminatory treatment for the exercise of your applicable privacy rights. However, due to the inherent necessity of data for the operation of the Website, you understand and agree that the erasure of, or withdrawal of your consent for us to process, your data may mean some features of our Website may not function properly or may not be available to you and that any such deficiency in the Website caused by such exercise of your privacy rights is not a result of discriminatory treatment for the exercise of your applicable privacy rights. 

To exercise your applicable rights at any time, you can contact us at:

Fintech

Financial Information Technologies, LLC

3109 W. Dr. Martin Luther King Jr. Blvd., Suite 200

Tampa, FL 33607

Phone: 1-800-572-0854

info@fintech.com

We may verify the identity of any person who requests to exercise any of the above listed rights by, as applicable, requesting such person log into the Website, matching information provided by such person with information already maintained by us, or requesting additional information from such person for the sole purpose of identity verification.  You may designate an authorized agent to make a request to exercise your applicable privacy rights on your behalf, in which case we will verify your identity and the identity of your authorized agent in one of the manners described above.  You understand and agree that Fintech, at its sole discretion, may decline to comply with, or require further identity verification of, any request for which Fintech cannot adequately verify the identity of the person submitting the request.

If you have a concern about our privacy practices, please contact us using the contact information set forth above, and we will take reasonable steps to address your concern. According to the law of certain jurisdictions, you may also have the right to make a complaint at any time to a supervisory authority in the European Economic Area.

Data Transfers – International Users

If you provide Personal Information to us, it may be transferred to and processed on computers in the U.S. and other countries. Do not provide your Personal Information to us if you do not want this information to be transferred outside of your country, or if the laws in your country restrict these types of transfers.

Correcting And Deactivating Personal Information

You may have the right under applicable privacy laws to request that Fintech inform you as to whether Personal Information relating to you is being processed. Subject to certain exceptions under applicable privacy laws, you may also have the right to request that Fintech correct, supplement, delete or block your Personal Information if the data is factually inaccurate, incomplete or irrelevant to the purposes of the processing activities or if the Personal Information is being processed in any other way which infringes a legal provision. If you wish to exercise your rights or if you have any questions or suggestions regarding the use, collection, or security of your Personal Information, please contact us using the contact details in the “Contact Us” section.

When a request for user deletion is received, we will make all reasonable efforts to purge said data from our systems. Due to the nature of our services, some information may not be fully removed (e.g., backups or archived copies. Following a deletion request, any Personal Information about you that was not deleted from our systems due an exception under applicable privacy laws will only be used for the purposes provided for by the applicable exceptions (e.g., to continue performing a contract that you have with us).

According to the law of certain jurisdictions, you may also have the right to (i) object to our processing of your data, (ii) withdraw your consent to our processing of your data, (iii) opt-out of the sale of your data, and/or (iv) not receive discriminatory treatment for the exercise of your applicable privacy rights. However, due to the inherent necessity of data for the operation of our services, you understand and agree that the erasure of, or withdrawal of your consent for us to process, your data may mean some features of our services may not function properly or may not be available to you and that any such deficiency in the service caused by such exercise of your privacy rights is not a result of discriminatory treatment for the exercise of your applicable privacy rights.

Exercising Your Rights

How to Exercise Your Rights

To exercise any of your rights described above, please submit a request to Fintech by contacting us via the contact page on this website at www.Fintech.com/contact.

Fintech cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. All requests must provide enough information for us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative. The amount of information necessary will depend on the request but we will only use Personal Information provided with a request to verify your identity and authority to make the request.

If you have any questions or concerns regarding the exercise of your rights or Fintech’s privacy policies and practices, please contact us by using the “Contact Us” details below.

Exercising Rights For Someone Else

Only you, or a person allowed under state-specific data privacy laws that you have authorized to act on your behalf, may make a verifiable consumer request related to your Personal Information. You may, however, make a verifiable consumer request on behalf of your child.

Response Timing And Format

We will make our best effort to respond to a verifiable consumer request within forty-five (45) days of its receipt. Within ten (10) days of receiving the request, Fintech will confirm receipt and provide information about its verification and processing of the request. If we require more time, we will inform you of the reason and an extension period in writing. For requests that seek the disclosure of specific pieces of information about the consumer, we will select a format that is readily useable and should allow consumers to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process requests unless they are manifestly unfounded or excessive. Fintech will maintain records of consumer requests as well as our response to said requests for a period of at least twenty-four (24) months.

State-Specific Privacy Policies

If you reside in one of the following states, the corresponding state-specific privacy policies apply to you and supplement this Privacy Policy.

Notice to California Residents – Your California Privacy Rights

Individuals who are residents of California and have provided their personal information to us may request information regarding our disclosures, if any, of their personal information to third parties for a third party’s direct marketing purposes. Such requests must be submitted in writing at:

Fintech

Financial-Information Technologies, LLC

3109 W. Dr. Martin Luther King Jr. Blvd., Suite 200

Tampa, FL 33607

Phone: 1-800-572-0854

info@fintech.com 

Such requests must include the reference “Request for California Privacy Information” in the subject line and in the body of the message and must include the e-mail address or mailing address, as applicable, for us to send our response. This request may be made no more than once per calendar year. We reserve the right not to respond to requests submitted to us if not submitted pursuant to the terms set forth above.

The California Consumer Privacy Act (“CCPA”) and the California Privacy Rights Act (“CPRA”) provide California residents with certain rights regarding their Personal Information. These rights and the methods for exercising them are described in more detail below. Please note that this section applies only to and the rights described in it can only be exercised by residents of California.

Information Sharing by Fintech

Fintech will not share information it collects about you with its affiliates or third parties (both financial and non-financial), except as required or permitted by law.

Limit Use and/or Disclosure of Sensitive Personal Information

Certain categories of personal information that we collect and use might be “sensitive” under data privacy laws. Consistent with applicable law, you may limit certain uses or disclosures of your sensitive personal information and may exercise this right by using the contact details in the “Contact Us” section.

Right to Opt-Out

California residents may at any time exercise the right to opt out of the sale or sharing of their Personal Information. Please note that if you opt-out of certain types of sales, we will be unable to provide you with the services that rely on such sales.

Right to Access

Consistent with applicable law, you may submit a verifiable consumer request to access, in a portable and (if technically feasible) readily-usable form, the personal information that we have collected about you as well as more information about our data practices. For more information about how we collect, use, and disclose personal information for business purposes, please review our Privacy Policy.

Right to Correct

Consistent with applicable law, you may submit a verifiable consumer request to correct inaccuracies in your personal information held by Fintech.

Right to Delete

Consistent with applicable law, you may submit a verifiable consumer request to delete your personal information. Fintech may deny your request pursuant to exceptions under the CCPA and CPRA.

Sale and Sharing of Data

We do not sell personal information to third parties; we are not data brokers and do not put personal information on the open market. We do not knowingly sell or share the personal information of individuals who are younger than 16. We do allow third parties to collect personal information through Fintech and share personal information with third parties for the business purposes described in the Privacy Policy including, without limitation, advertising and marketing on Fintech and elsewhere based on users’ online activities over time and across Fintech, services, and devices. Consistent with applicable law, you may opt out of such processing by using the contact details in the “Contact Us” section.

Right of Non-Discrimination

We will not discriminate against you for exercising your rights and choices, although some of the functionality and features available on the service may change or no longer be available to you. Any differences in the services are related to the information provided.

Data Retention

We retain personal information for as long as needed or permitted in light of the purpose(s) for which it was collected. The criteria used to determine our retention periods include:

• The length of time we have an ongoing relationship with you and provide services to you (for example, for as long as you have an account with us or keep using our services) and the length of time thereafter during which we may have a legitimate need to reference your personal information to address issues that may arise;
• Whether there is a legal obligation to which we are subject (for example, certain laws require us to keep records of your transactions for a certain period of time before we can delete them); or
• Whether retention is allowed by applicable law (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).

De-Identification

Consistent with applicable law, we commit to maintain and use anonymized information in de-identified form and not to attempt to re-identify the information, except that we may attempt to re-identify the information solely for the purpose of determining whether its de-identification processes satisfy the requirements of the California Privacy Rights Act.

Colorado

Right to Access

Consistent with applicable law, you may submit a verifiable consumer request to access, in a portable and (if technically feasible) readily-usable form, the personal information that we have collected about you as well as more information about our data practices. For more information about how we collect, use, and disclose personal information for business purposes, please review our Privacy Policy.

Right to Correct

Consistent with applicable law, you may submit a verifiable consumer request to correct inaccuracies in your personal information held by Fintech by using the contact details in the “Contact Us” section.

Right to Delete

Consistent with applicable law, you may submit a verifiable consumer request to delete your personal information.

Appeal of Consumer Rights Requests

To appeal a refusal to take action on your request, please contact us by using the contact details in the “Contact Us” section and include the text “Appeal of Consumer Rights Request” in the body of the email.

Use of Opt-Out Signals

We do not sell personal information. However, we do process personal information for purposes of displaying advertisements that are selected based on users’ online activities over time and across different sites, services, and devices. We also engage in automated processing that could affect you. Consistent with applicable law, you may opt out of such processing by using the contact details in the “Contact Us” section.

Right to Opt-Out for the Purposes of Profiling for Decisions That Produce Legal or Similarly Significant

Effects

Consistent with applicable law, you may have the right to opt-out of processing of personal information for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects. To exercise any right you may have, please use the contact details in the “Contact Us” section.

Sensitive Data Inferences

We may process inferences from your sensitive data for the purposes discussed in our Privacy Policy. In the event that we do, we will retain the inferences until we have fulfilled the purpose for which we collected them. We will delete such inferences in accordance with our Privacy Policy.

Connecticut

Right to Access

Consistent with applicable law, you may submit a verifiable consumer request to access, in a portable and (if technically feasible) readily-usable form, the personal information that we have collected about you as well as more information about our data practices. For more information about how we collect, use, and disclose personal information for business purposes, please review our Privacy Policy.

Right to Correct

Consistent with applicable law, you may submit a verifiable consumer request to correct inaccuracies in your personal information held by Fintech.

Right to Delete

Consistent with applicable law, you may submit a verifiable consumer request to delete your personal information.

Appeal of Consumer Rights Requests

To appeal a refusal to take action on your request, please contact us by using the contact details in the “Contact Us” section and include the text “Appeal of Consumer Rights Request” in the body of the email.

Right to Opt-Out for the Purposes of Profiling for Decisions That Produce Legal or Similarly Significant Effects

Consistent with applicable law, you may have the right to opt-out of processing of personal information for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects. To exercise any right you may have, please use the contact details in the “Contact Us” section.

Personalized Advertising Opt-Out

We do not sell personal information. However, we do process personal information for purposes of displaying advertisements that are selected based on users’ online activities over time and across different sites, services, and devices. Consistent with applicable law, you may opt out of such processing by using the contact details in the “Contact Us” section.

Utah

Right to Access

Consistent with applicable law, you may submit a verifiable consumer request to access, in a portable and (if technically feasible) readily-usable form, the personal information that we have collected about you as well as more information about our data practices. For more information about how we collect, use, and disclose personal information for business purposes, please review our Privacy Policy.

Right to Delete

Consistent with applicable law, you may submit a verifiable consumer request to delete your personal information.

Personalized Advertising Opt-Out

We do not sell personal information. However, we do process personal information for purposes of displaying advertisements that are selected based on users’ online activities over time and across different sites, services, and devices. Consistent with applicable law, you may opt out of such processing by using the contact details in the “Contact Us” section.

Vermont

Information Sharing by Fintech

Fintech will not share information it collects about you with its affiliates or third parties (both financial and non-financial), except as required or permitted by law.

Virginia

Right to Access

Consistent with applicable law, you may submit a verifiable consumer request to access, in a portable and (if technically feasible) readily-usable form, the personal information that we have collected about you as well as more information about our data practices. For more information about how we collect, use, and disclose personal information for business purposes, please review our Privacy Policy.

Right to Correct

Consistent with applicable law, you may submit a verifiable consumer request to correct inaccuracies in your personal information held by Fintech.

Right to Delete

Consistent with applicable law, you may submit a verifiable consumer request to delete your personal information.

Right to Opt-Out for the Purposes of Profiling for Decisions That Produce Legal or Similarly Significant Effects

Consistent with applicable law, you may have the right to opt-out of processing of personal information for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects. To exercise any right you may have, please use the contact details in the “Contact Us” section.

Personalized Advertising Opt-Out

We do not sell personal information. However, we do process personal information for purposes of displaying advertisements that are selected based on users’ online activities over time and across different sites, services, and devices. Consistent with applicable law, you may opt out of such processing by using the contact details in the “Contact Us” section.

Appeal of Consumer Rights Requests

To appeal a refusal to take action on your request, please contact us by using the contact details in the “Contact Us” section and include the text “Appeal of Consumer Rights Request” in the body of the email.

Third Party Links

Occasionally, at our discretion, we may provide through our Website links to other websites not operated or controlled by us. These third party websites are subject to separate and independent privacy policies. We have no responsibility or liability for the content and activities of these linked websites. Inclusion of these links to third party websites through our Website does not imply that we endorse or have reviewed the third party websites. Nonetheless, we seek to protect the integrity of our Website and welcome any feedback about these third party websites.

CAN-SPAM Act

We are committed to being compliant with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (“CAN-SPAM Act”). All e-mails you receive from Fintech or through the Website are intended to fully comply with the CAN-SPAM Act.  If at any time you would like to unsubscribe from receiving future e-mails, you can e-mail us at [email protected] and we will promptly remove you from all correspondence for the Website. You understand and agree that being removed from all correspondence for the Website may mean some features of our Website may not function properly or may not be available to you, and you may not be able to use the Website.

Google Services

Fintech uses a variety of Google services to enhance the functionality of the Website and provide Users with a better customer experience. The use of Google services are subject to the Google Terms of Service and the Google Privacy Policy.

Storage and Security

Subject to this Privacy Policy, and unless you otherwise provide us with specific instructions, we will only store your data for as long as is necessary to fulfill our Terms of Use with you and provide you with access to and use of the Website, or as otherwise required by law.  Fintech has implemented and we routinely update and maintain appropriate administrative, physical and technical security measures to help protect your data from unauthorized access. Some of the safeguards we use to protect your data are firewalls and data encryption, information access controls, controlled access to our facilities and 24/7 monitoring of our systems databases. You acknowledge that your acceptance of the Terms of Use and access to and use of the Website are voluntary and undertaken with full knowledge and awareness that such activities necessarily entail risks, including security breaches, unavailability, loss or corruption of data, and other inherent risks associated with computer software, communications via the internet, electronic communications and processing.  You should take special care in deciding what information you send or otherwise make available to us, and you should always back up any data or content you send or otherwise make available to us. Except as otherwise required by applicable law, Fintech shall not be liable for the storage or loss of any of your data or content. If you believe your credentials for accessing and using the Website have been compromised, please contact us immediately at info@fintech.com.

Children Under the Age Of 16

We do not specifically or knowingly provide or market our Service to children under the age of 16 or collect, store, use, share, or otherwise process Personal Information from children under the age of 16.

Unsolicited Information

This Privacy Policy shall not apply to any unsolicited information you provide to us. This includes, but is not limited to, information posted to any public areas of the Website, such as bulletin boards, any ideas for new products or modifications to existing products, claim or demand letters, Digital Millennium Copyright Act notices, and other unsolicited submissions (collectively, “Unsolicited Information”). All Unsolicited Information shall be deemed to be non-confidential and we shall be free to reproduce, use, disclose, distribute and exploit such Unsolicited Information without limitation or attribution.  However, if any of your personal information is included in any Unsolicited Information we will only process that personal information in compliance with this Privacy Policy and applicable law.

Amendments to Privacy Policy

Fintech may update this Privacy Policy at any time and from time to time by posting such updates on this web page and either providing notice to the last e-mail address you provided to us or providing you with notice by other similar means. We reserve the right, at our discretion, to modify, add, or remove portions of this policy at any time. Please check this page periodically for changes. If an update changes how we use your personal information or applicable law otherwise requires your consent, we will also seek your consent prior to such update applying to you. Upon providing notice as noted above, updates which do not require your consent will be effective regardless of whether your consent is obtained.