Retail Industry

Automation Built for Retail Businesses of All Sizes

Fintech has led the way in automating alcohol invoice data and payments for over 35 years and has a network of more than 9,200 alcohol distributors, vendors, and supply chain partners. Today, that same automation efficiency now extends across all product categories, with added inventory and vendor data management solutions for general merchandise and other non-regulated goods. 

Trusted by Over 292,000 Businesses

Our Retail Products

AP Invoice Automation

Automate all your invoice processes for goods, supplies, and alcohol. Gain insights with our user-friendly portal, offering comprehensive reporting on all invoice data to safeguard your margins.

New Module: Expected Cost Analysis

Automatically compare what you would expect to pay for a product against the cost on the invoices you are processing through Fintech. Learn more about this report.

Inventory & Vendor Data Management

Eliminate inventory holding costs and reduce shrink, gain precise forecasting to better meet demand, drive growth with shared sales and delivery data, and easily scale your business without increasing back-office effort.

A New Model for Retail Success

Fintech provides a modern upgrade to the traditional buy/sell retail model, bringing automation and unified POS and DSD data into a user portal to help retailers eliminate carrying costs, reduce shrink, improve cash flow, and strengthen supplier relationships.

SBT Data Driven Decisions

Enhanced Cash Flow Management

Finance teams see immediate benefits as our pay-by-scan model eliminates upfront inventory costs, freeing working capital for other strategic uses. By only paying for products scanned at the point of sale, financial leaders can better manage cash flow by removing inventory costs off their balance sheet.

Data-Driven Decision Making

Category Managers thrive with POS data down to SKU and location-level and DSD data from their suppliers - all consolidated into one portal. This empowers them to forecast demand, eliminate out-of-stocks and overstocks, identify and eliminate shrink, and negotiate confidently with suppliers using concrete sales insights.

Operational Efficiency

Operations teams streamline their workload thanks to automated inventory, reconciliation, and payment processes enabled by Fintech. Less manual work and fewer discrepancies mean more time can be devoted to optimizing supply chains and store performance.

Scalable Growth

Operations and Finance leaders alike can scale the business more easily, as Fintech simplifies supplier onboarding and standardizes data and payment processes across all vendors. This improved workflow allows teams to handle growth without the typical increase in manual back-office effort.

SBT Operational Efficiency

Simplify Payments and Gain Financial Clarity

Simplify your retail operations with PaymentSource®, an all-in-one platform that automates invoice management, ensures payment compliance, and delivers actionable spend insights. Streamline your back-office workflows and focus on growing your business.

Take Control of Your Invoices and Free Up Your Team

Simplify your back-office tasks and manage your invoice data with PaymentSource. By automating manual tasks and centralizing invoice data management, you can save time and reduce costly errors. Here’s how we can help:

Payment Compliance and Flexibility

PaymentSource helps you automate the complexities of state-regulated alcohol invoice payments, so you are never late on a payment and stay compliant with the law.
For other goods and supplies that aren't regulated, you can pay via check or ACH directly inside the Fintech portal or pay your preferred way through your existing financial system.

Payment Compliance Made Easy
Actionable Spend Insights

Gain Clarity with Actionable Spend Insights

Transform raw data into strategic power with reporting that provides an immediate, clear overview of your financial landscape. Understand your total spend, average invoice size, and delivery trends at a glance, utilizing our reporting widgets to visualize performance and track changes over time. Identify spending patterns quickly to make smarter purchasing decisions without digging through spreadsheets.

Schedule a Call

Complete the form to request a call with a Fintech team member to learn more about our retail business solutions.

Reviewing Invoices