The New Model for Scan-Based Trading (SBT)
One hub. Shared data.
Stronger partnerships.

Fintech SBT is a shared supply chain partner management solution that gives retailers and suppliers end-to-end data visibility — reducing costs, eliminating operational friction, and improving on-shelf performance for both sides.

SBT Supply Chain Partner Hub

How Does Fintech's SBT Hub Work?

Scan-based trading (SBT) is a shared inventory model where DSD suppliers retain ownership of products until they are scanned at the register, triggering an automated, accurate payment from the retailer to the supplier. Retailers reduce carrying costs and inventory risk. Suppliers gain direct visibility into sell-through performance across store locations. Together, both sides align around actual consumer demand. Unlike direct retailer pay-on-scan programs or fragmented solutions, we combine validated data and accurate, automated payments with expert support to build trust and grow revenue through scalable supply chain partnerships.

Fintech's New Model

Proven at Scale

Built by pioneers in third-party scan-based trading with 20+ years of experience, representing 67% of the U.S. third-party SBT market.

80,000+ Retail Doors
Supported Nationwide

150+ Retail Partners and
3,500
Supplier Partners

2.1M+ Daily Transactions and
150,000 Payments Made Annually

The Business Challenge and Fintech Solution

The Business Challenge

The Fintech Solution

How the Fintech SBT Hub Delivers Value

Fintech connects retailers and suppliers through a centralized hub with shared data, automated payments, and expert support, so both sides can grow together.

A Trusted Collaboration Tool for Sharing Data and Processes

A single source of truth with shared price books, daily validation, and reliable data across sales, delivery, and inventory — keeping both partners aligned.

Accurate, Automated Payments That Reduce Disputes

POS-activated payments are validated to ensure sales and payments always match. Both AP and AR teams save time and money by avoiding costly exception disputes.

Quality, Timely Data Enhanced By Intelligent Validation

Daily data delivery powers SKU optimization and reduces out-of-stocks. Suppliers gain route and inventory insights. Retailers gain DSD visibility they don’t have today.

Built for Your Retail Team

The Fintech SBT hub includes tools designed for the teams that run your day-to-day operations — category managers, operations leaders, and finance. Explore how the hub supports each department with role-specific dashboards, performance monitoring, and vendor management.

Common Categories on SBT

These are the categories where SBT delivers the most value. If you’re already running a scan-based trading program, adding categories from this list is an easy way to reduce risk and improve cash flow across more of your inventory. Click to explore product subcategories. 

  • Breads
  • Pastries
  • Donuts
  • Packaged Baked Goods
  • Candy
  • Chips & Pretzels
  • Speciality Snacks
  • Sushi
  • Spices
  • International Foods
  • CBD
  • Ice Cream
  • Milk
  • Energy Drinks
  • Cold Brew Coffee
  • Kombucha
  • Vape
  • Smokeless
  • Cigars
  • Pouches
  • Drops
  • Fresh Pet Food
  • Toys
  • Treats
  • Accessories
  • Greeting Cards
  • Toys & Plush
  • Seasonal Weather Products
  • Trading Cards
  • Kitchenwares
  • Party Supplies
  • Sports Team Gear
  • Home Decor
  • Washer Fluid
  • Snowscrapers
  • Auto fluids
  • Air freshners
  • Tools
  • Newspapers
  • Magazines
  • Books
  • Comics
  • Calendars
  • Apparel
  • Footware
  • Hair Accessories
  • Fashion Jewelry
  • Sunglasses
  • Reading Glasses
  • Local Apparel
  • Seasonal Weather
  • Accessories
  • Hats
  • Charging Cables
  • Charging Bricks
  • Ear Buds
  • Bluetooth Speakers
  • Phone Cases
  • Power Banks
  • Propane
  • Bagged Ice
  • Firewood
  • Fresh Cut Flowers
  • Potted Plants
  • Garden Seeds
  • New Years Eve
  • Valentine’s Day
  • St. Partricks Day
  • Easter
  • Memorial Day
  • America’s 250th Anniversary
  • Halloween
  • Thanksgiving
  • Christmas
  • Hannukah

Request a Demo

Unlock new efficiencies, growth, and confidence across your business, schedule your demo today and discover how Fintech’s SBT transforms fragmented data into actionable insights for smarter decisions at every level.

Complete the form or email us at sales@sbt.fintech.com.

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