The New Model for Scan-Based Trading (SBT)
One hub. Shared data.
Stronger partnerships.
Fintech SBT is a shared supply chain partner management solution that gives retailers and suppliers end-to-end data visibility — reducing costs, eliminating operational friction, and improving on-shelf performance for both sides.
How Does Fintech's SBT Hub Work?
Scan-based trading (SBT) is a shared inventory model where DSD suppliers retain ownership of products until they are scanned at the register, triggering an automated, accurate payment from the retailer to the supplier. Retailers reduce carrying costs and inventory risk. Suppliers gain direct visibility into sell-through performance across store locations. Together, both sides align around actual consumer demand. Unlike direct retailer pay-on-scan programs or fragmented solutions, we combine validated data and accurate, automated payments with expert support to build trust and grow revenue through scalable supply chain partnerships.
Fintech's New Model
Proven at Scale
Built by pioneers in third-party scan-based trading with 20+ years of experience, representing 67% of the U.S. third-party SBT market.
80,000+ Retail Doors
Supported Nationwide
150+ Retail Partners and
3,500 Supplier Partners
2.1M+ Daily Transactions and
150,000 Payments Made Annually
The Business Challenge and Fintech Solution
- Limited visibility into product performance, delivery data, and operational issues makes inventory management and shrink control difficult.
- Disconnected systems create manual work, delays, and errors as teams pull data from multiple sources.
- Slow or reactive decisions lead to lost opportunities, increased disruptions, and scaling challenges.
The Fintech Solution
- Unified POS and DSD datasets provides insight into sales and shrink to improve shelf execution across every location.
- Integrates with your current ERP system to streamline operations, reduce manual tasks, and automate reconciliation.
- Faster, data-driven decisions help eliminate out-of-stocks, reduce shrink, and grow revenue.
How the Fintech SBT Hub Delivers Value
Fintech connects retailers and suppliers through a centralized hub with shared data, automated payments, and expert support, so both sides can grow together.
A Trusted Collaboration Tool for Sharing Data and Processes
A single source of truth with shared price books, daily validation, and reliable data across sales, delivery, and inventory — keeping both partners aligned.
Accurate, Automated Payments That Reduce Disputes
POS-activated payments are validated to ensure sales and payments always match. Both AP and AR teams save time and money by avoiding costly exception disputes.
Quality, Timely Data Enhanced By Intelligent Validation
Daily data delivery powers SKU optimization and reduces out-of-stocks. Suppliers gain route and inventory insights. Retailers gain DSD visibility they don’t have today.
Built for Your Retail Team
The Fintech SBT hub includes tools designed for the teams that run your day-to-day operations — category managers, operations leaders, and finance. Explore how the hub supports each department with role-specific dashboards, performance monitoring, and vendor management.
Common Categories on SBT
These are the categories where SBT delivers the most value. If you’re already running a scan-based trading program, adding categories from this list is an easy way to reduce risk and improve cash flow across more of your inventory. Click to explore product subcategories.
Bakery
- Breads
- Pastries
- Donuts
- Packaged Baked Goods
Edible Grocery
- Candy
- Chips & Pretzels
- Speciality Snacks
- Sushi
- Spices
- International Foods
- CBD
Dairy
- Ice Cream
- Milk
Packaged Beverage (Non-Alcoholic)
- Energy Drinks
- Cold Brew Coffee
- Kombucha
Other Tobacco Products
- Vape
- Smokeless
- Cigars
- Pouches
- Drops
Pet Products
- Fresh Pet Food
- Toys
- Treats
- Accessories
General Merchandise
- Greeting Cards
- Toys & Plush
- Seasonal Weather Products
- Trading Cards
- Kitchenwares
- Party Supplies
- Sports Team Gear
- Home Decor
Automotive Products
- Washer Fluid
- Snowscrapers
- Auto fluids
- Air freshners
- Tools
Publications
- Newspapers
- Magazines
- Books
- Comics
- Calendars
Apparel & Accessories
- Apparel
- Footware
- Hair Accessories
- Fashion Jewelry
- Sunglasses
- Reading Glasses
- Local Apparel
- Seasonal Weather
- Accessories
- Hats
Consumer Electronics
- Charging Cables
- Charging Bricks
- Ear Buds
- Bluetooth Speakers
- Phone Cases
- Power Banks
Outside Items
- Propane
- Bagged Ice
- Firewood
Floral
- Fresh Cut Flowers
- Potted Plants
- Garden Seeds
Holiday Products
- New Years Eve
- Valentine’s Day
- St. Partricks Day
- Easter
- Memorial Day
- America’s 250th Anniversary
- Halloween
- Thanksgiving
- Christmas
- Hannukah
Request a Demo
Unlock new efficiencies, growth, and confidence across your business, schedule your demo today and discover how Fintech’s SBT transforms fragmented data into actionable insights for smarter decisions at every level.
Complete the form or email us at sales@sbt.fintech.com.