The New Model for Scan-Based Trading
Unifying POS and DSD Data to Improve Vendor Management
Retailers face increasing pressure to remove carrying costs, manage complex supplier relationships, and keep popular inventory properly stocked. Fintech provides a centralized hub that reduces operational friction and enables your teams to focus on strategic growth and enhanced vendor relationships.
What is Scan-Based Trading?
Scan-based trading is a retail model where suppliers retain ownership of inventory until it sells at the point of sale, allowing retailers to reduce inventory costs while expanding assortment and availability. When executed well, SBT frees up working capital, improves on-shelf availability, and aligns retailers and suppliers around actual sales performance and product demand.
Proven at ScaleTrusted by Retailers & Suppliers Nationwide
Fintech SBT isn’t new to the space. It’s built by pioneers in third-party scan-based trading, now representing 67% of the U.S. third-party SBT market.
63,000+ Retail Doors
Supported Nationwide
140+ retail partners and
3,500 supplier partners
2.1M+ daily transactions and
150,000 payments made annually
The Retail Challenge & Fintech Solution
The Retail Challenge
- Limited visibility into sales, deliveries, and losses makes vendor management and shrink control difficult.
- Disconnected systems create manual work, delays, and errors as teams pull data from multiple sources.
- Slow or reactive decisions lead to lost opportunities, increased disruptions, and scaling challenges.
The Fintech Solution
- Unified POS and DSD datasets provides insight into sales, shrink, and consumer demand across every location.
- Integrates with your current ERP system to streamline operations, reduce manual tasks, and automate reconciliation.
- Faster, data-driven decisions help eliminate out-of-stocks, reduce shrink, and grow revenue.
A Portal Built for Your Retail Teams
Fintech offers a robust portal that provides a single source of truth for teams throughout your retail business. By integrating product, pricing, vendor, and store data, our portal delivers tailored tools to address daily challenges and support strategic growth.
Choose Your Department Below
Buyers, Category Owners, & Price Book Analysts
Improve the way you manage vendors, identify shrink, and quickly react to trends that impact your bottom line.
VP of Operations, Director of Operations
Quickly spot issues across suppliers and categories to better support the scale and continuity of SBT programs.
Strategic Finance Leader, CFO, VP of Finance
Ensure financial accuracy and protect margins by automating payment reconciliation and eliminating manual data entry.
Seamless Data Integration for Your Retail Operation
Fintech integrates with your point-of-sale (POS), back-office, and ERP systems to create consistent, reliable view of retail data across systems. By supporting various file types (including CSV and EDI) and secure transfers (via FTP or SFTP), we eliminate costly blind spots and manual work across your retail operations.
- Accurate Inventory Management: Gain visibility to minimize out-of-stocks and reduce shrink
- Simplified Reconciliation: Automate financial data matching to reduce manual work and speed up month-end close
- Actionable Insights: Optimize pricing, promotions, and product mix to improve performance
Why Fintech's Solution Stands Out
Many retailers try to manage internal programs and quickly discover the hidden costs: extensive IT dependency, manual reporting, supplier inconsistency, and increasing operational burden on your team. Fintech removes these burdens and become an extension of your team.
Tailored Onboarding & Implementation
Designed around your data flows, vendor mix, internal teams, and category goals—so SBT works the way your business actually operates.
Seamless System Integration
We integrate into your existing data environment with minimal IT lift to create one connected system, allowing you to scale your retail business without disrupting current setup.
Plans Built for Your Needs
We have a 'self-serve' option with visibility into category insights through the portal as well as high-touch tiers with support from our SBT experts for enterprise-level clients.
Simple Scalability
Because our platform provides a proven, stable foundation, your team can confidently expand into new categories across locations without adding IT complexity or manual work.
Request a Demo
Unlock new efficiency, growth, and confidence across your business, schedule your demo today and discover how Fintech SBT transforms fragmented data into actionable insights for smarter decisions at every level.
Complete the form or email us at sales@sbt.fintech.com.
